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EPS
Specific information about the payment method EPS.
The eps online bank transfer is based on the online banking of the customer's bank and enables simple and secure processing of e-payments via the Internet. Merchants (e.g., online stores, e-government and public institutions) use the standardized eps online bank transfer as an online payment method. Today, more than 2 million bank customers can use eps e-payment with their Internet banking. The eps e-payment standard (an open and standardized XML interface) enables secure and convenient online payments for merchants and customers.
The shopper chooses to pay online via eps before being redirected to a 3rd Party-hosted webpage where they can select their bank. After the shopper has determined their bank, they are redirected to the bank's online banking page, where they login to confirm and complete the payment. Once the transaction is completed, the shopper is redirected back to the merchant's website.
Payment
EPS as well as Accounting as a Service support payments via debit/capture. The related configuration is part of the onboarding procedure and can be found in the technical application. If you have already been onboarded, please contact us or send us your request for configuration change.
In case you need help or advice, please contact us.
Settlement
The settlement for EPS payments follows the standard collecting PSP model in Accounting as a Service.
Refund
In case of a refund to be handled as part of a return, you should follow our use case Return creation to trigger the refund procedure in Accounting as a Service. Alternatively, if the refund happens in the context of a goodwill procedure, please follow the use case Good will creation for triggering a goodwill credit within Accounting as a Service.